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This group retiree medical program is for employers who desire to offer an alternative to the traditional carve-out or integration approach under a major medical plan. The insurance program that starts where Medicare stops. The program will reduce out-of-pocket costs by reimbursing many of the medical expenses not paid in full by Medicare.

Coverage for Medical Expenses not covered by
Medicare, Including Optional Outpatient Prescription
Drugs
Includes New Medicare Plan D Option
Economical Group Rates
Guaranteed Acceptance
Complete Choice of Physician
A Plan designed for Employers to offer their Seniors

Pacific Life & Health insures the Seniors Choice plans. Pacific Life & Health has an A.M. Best rating of A-. PacifiCare Health Systems is one of the nation's largest health and consumer services companies with approximately $12 billion in annual revenues. Primary operations include health insurance products for employer groups and Medicare beneficiaries in eight states and Guam, serving approximately 3 million members.



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