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For more than a decade we have partnered with numerous carriers to provide a broad range of indemnity, limited benefit, and health service products to our clients. The American Worker's plans are typically based on an indemnity reimbursement platform, which is much easier to communicate than plans with deductibles and coinsurance. We have the ability to offer plans that pay first dollar coverage, not subject to medical underwriting, and are issued without pre-existing condition limitations. Basic care services such as doctor's office visits, wellness care and outpatient diagnostic services are common characteristics of our programs, and represent 78% of our insured claims.

Our product portfolio also includes employee assistance programs, catastrophic major medical, critical illness, dental, vision, short and long term disability, life insurance, and group retiree programs.

We have experience in combining multiple benefits into unique and simplified administration processes. This allows our clients to provide their employees with a range of affordable benefit options, with minimal administrative burden.



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