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Product Overview
The American WorkerŽ Plans are supplemental health benefit programs designed to provide access to basic health care Services. Our plans are based on indemnity reimbursement platforms, creating uncomplicated plan designs that are easy to communicate, enroll, and administer.
All plans have:
 First dollar coverage
Assignable benefits
No medical underwriting (Gaurantee Issue)
No pre-existing condition limitations
No benefit waiting periods
No networks for the medical benefits
No deductibles or co-insurance requirements
No coordination of benefits
Plan designs feature coverage for:
Doctor Office Visits
Diagnostic, X-Ray, & Lab Work
Wellness Exams
Accidents
Hospital Stays
Prescription Drugs
We combine all of these features into unique and simplified enrollment and administration processes, allowing our clients to provide quality benefits to their employees.
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