Basic healthcare coverage that pays fixed amounts toward the services hourly employees use most.
A Limited Benefit Plan provides fixed payments toward doctor visits, diagnostic x-rays, lab work, hospital stays and more. Employees also get prescription drug coverage and access to a nationwide network of care providers, with no deductible to satisfy first.
For employers who want to put real coverage in front of a high-turnover workforce at a low price point, it is the most straightforward place to start. Benefits are paid in set amounts, so employees know what the plan will pay before they go.
Limited benefit plans pair well with specialty benefits such as dental, vision and short term disability to round out an affordable package.