The American Worker

We Deliver A Great Value Perfectly Designed To Meet Your Needs

For more than 20 years, The American Worker has specialized in providing insurance for hourly employee groups. From our headquarters in Austin, Texas, we provide a turnkey solution for employers across the country, serving more than 250,000 members.

Meeting the individual mandate required under ACA is one thing. Finding and buying coverage that works for you is how we help. Employees can login to learn the options available to you from your employer. If your employer is not providing you the ability to meet the individual requirement under ACA, talk to them about The American Worker today. Healthcare Reform has changed the benefits landscape. Employers with a variable workforce have evolving needs and The American Worker is a perfect fit.

We offer best-in-class benefits from national carrier partners, combined with unmatched communication and enrollment services. Our billing and premium payment options take the place of enrollment and billing companies. Let us come up with a customized program that will meet the needs of your company and your employees.


We can create highly customized options and combination packages. These are fully supported by our range of enrollment options, which can include call center, onsite and Internet-based. These customized options and combination packages can be coupled with consolidated billing, customer service and claim processing.


MEC Plans allow employers to offer qualifying coverage to their employees on a self-funded basis, satisfying the individual mandate.


Minimum Values Plans (MVP) meet requirements while costing substantially less than traditional medical plans. 


Fixed indemnity plans are a great way to offer extra coverage that pays each time employees visit a doctor or go to the hospital.


A full spectrum of ancillary
benefits are available including dental, vision, disability
and more. 


We’re guided by experience. For more than 20 years, The American Worker has created a variety of services that ensure our health care programs operate effectively and efficiently. Today, we employ technology and proven proprietary systems to creatively deliver benefits with minimal burden to our client and their employees.


We have designed solutions and services for secure and cost-effective ways to facilitate the claims administration process.


Be confident that your benefits are On track. With our payroll and billing administration are crucial to the success of a benefit program.


Our secure online portal and friendly call center makes things easy on your administrative staff and your employees.


Our enrollment communication strategy break down the advantages of the program and mitigates common concerns.


Companies and their producers want to do the right thing for their hourly workers, providing them with quality medical and supplemental health benefits. At the same time, you have to ensure you’re complying with government mandates – and all without wrecking your budget. The America Worker empowers you with tools and products that allow you to take care of both workers and your business.