Premium Administration

From our variable hour employee-centered Hybrid 360 model to traditional monthly invoice, we simplify premium collection, reduce administrative work, and make benefits easier to manage.

Two billing models

Choose the model that fits your workforce

Payroll-aligned billing

Hybrid 360

A payroll-aligned approach that starts and ends with the employee, automating payroll deductions while we manage missed premiums and participant refunds directly with the employee, reducing administrative burden on employers.

Consolidated billing

Monthly Invoice

A single monthly invoice that consolidates multiple products and carrier partners, simplifying billing, reconciliation, and eligibility management.

Comparing the two

Hybrid 360 Monthly Invoice
Billing cadence Employee payroll cycle One invoice per month
Missed premiums Managed by us with the employee Reconciled on the invoice
Participant refunds Handled directly with the employee Adjusted through the employer
Best fit Variable-hour and hourly workforces Multiple products and carrier partners

Not sure which model fits?

We'll walk through your payroll cycles, carrier mix, and eligibility rules and recommend an approach.

Contact us