Avoiding ACA penalties starts with a compliant benefits strategy. Our Minimum Value Plan (MVP) solutions help applicable large employers satisfy employer mandate requirements, reduce exposure to both A and B penalties, and simplify the administration of ACA-compliant coverage.
Employers in compressed-margin industries — staffing, retail, restaurants, home healthcare — have often gone without major medical because of what it costs. Our plan designs were created by our actuarial team and administered on our own platform specifically for these workforces, at a price point that works.
Preventive care covered at 100%, plus comprehensive coverage for services due to accident or illness and prescription drugs once the deductible is met. Includes the medical price shopping tool so employees can estimate costs before care.
A cost-conscious plan design that satisfies Minimum Value requirements while providing coverage through a limited number of covered days and straightforward copays.
These plans carry no minimum participation or enrollment thresholds, so employers can offer coverage without gambling on how many employees will take it. Enrollment is handled by our own communication and enrollment teams, online, by phone, or on a mobile device.